23 creative ways states are keeping women from getting abortions in the US — that could erode Roe v. Wade without repealing it

brett kavanaugh donald trump family supreme court nominee

The US Supreme Court declared abortion was legal and that women had a constitutional right to the procedure with the landmark case Roe v. Wade in 1973.

But the reality of that right today varies considerably across the states.

Since then, antiabortion activists and lawmakers have found ways around Roe to make it as difficult as possible for women to get the procedure in most states.

Many legal scholars don’t think the Supreme Court would outright overturn Roe — even if President Donald Trump gets his second nominee, Brett Kavanaugh, on the bench. The more likely route is that abortion rights will slowly erode over time until only women in blue states (or rich women who can travel there) can get them.

Here’s a look at some of the major state laws that are restricting access to abortion across the country:

SEE ALSO: The Supreme Court overturning Roe v. Wade isn’t the biggest threat to abortion rights

DON’T MISS: Supreme Court nominee Brett Kavanaugh’s stance on Roe v. Wade could be hinted at in an undocumented teen’s abortion case

Targeted Restrictions on Abortion Providers (TRAP) Laws

Targeted Restrictions on Abortion Providers — or TRAP — laws impose strict requirements on abortion clinics and providers. The standards are frequently so specific that clinics often can’t afford the changes, and end up closing down altogether.

Nine states specify the size of the procedure rooms, seven specify the width of the clinic corridors, and eight require physicians to have admission privileges at a nearby hospital in case complications arise — even though less than 0.5% of abortions result in complications that require a hospital visit.

An Alabama law mandated that abortion clinics cannot be within 2,000 yards from a school before a judge struck it down.

The most famous law, Texas’s HB2, went all the way to the Supreme Court in Whole Woman’s Health v. Hellerstedt. In June 2016, the high court struck it down in a 5-3 decision.

The justices concluded that the law “provides few, if any, health benefits for women, poses a substantial obstacle to women seeking abortions, and constitutes an ‘undue burden’ on their constitutional right to do so.”

Though SCOTUS deemed Texas’s TRAP law unconstitutional, 23 states still have laws on the books that “regulate abortion providers and go beyond what is necessary to ensure patients’ safety,” according to the Guttmacher Institute, a leading research and policy organization on reproductive health.

Specific week bans

One of the most common ways to restrict abortions is to set limits on when women can get them. Specific week bans, the most popular of which is the 20-week ban, only allow abortions before 20 weeks into the pregnancy, for example.

In Roe v. Wade, the Supreme Court didn’t specify when abortions were legal, deciding at the time to vaguely make it unconstitutional to outlaw them up until the fetus was “viable,” since the science hadn’t (and still hasn’t) determined at the time when that was, medically speaking.

States have seized on this ambiguity and passed specific week bans. A whopping 43 states have passed some type of gestational limit, usually only allowing exceptions to if the mother’s life is in danger.

According to 2014 data, 89% of elective abortions occur in the first trimester of pregnancy. The vast majority of the 10% that occur after are for medical reasons.

Three specific examples of week bans include fetal heartbeat, fetal pain, and personhood restrictions.

Fetal heartbeat limits

In December 2016, the Ohio legislature passed a bill that would ban abortion after the fetus’ heartbeat can be detected.

Gov. John Kasich vetoed the so-called heartbeat bill, saying it was “clearly contrary to the Supreme Court of the United States’ current rulings on abortion,” and that signing it into law would ensure the “State of Ohio will be forced to pay hundreds of thousands of taxpayer dollars” in a losing lawsuit. (He also signed a 20-week ban into law that same day).

Doctors can detect a fetus’ heartbeat as early as six weeks into pregnancy. Women usually don’t find out they’re pregnant until four to seven weeks in — meaning the bill could have left many women unable to get a safe, legal abortion in the state because they wouldn’t have known they were pregnant.

Several other states have passed or tried to pass fetal heartbeat laws, but governors have vetoed them, the bills have died in committee, or courts have struck them down. No state currently has such a law on the books.

See the rest of the story at Business Insider

Source link

7 things we learned about Apple's self-driving car project from the explosive FBI investigation into stolen trade secrets (AAPL)

Tim Cook in a car

  • The FBI has charged a former Apple employee with theft of trade secrets.
  • He worked on Apple’s self-driving car project, Project Titan. 
  • The FBI’s criminal complaint reveals that Project Titan is significantly larger than previously believed, based on the number of employees with access to information about the project. 

A Chinese engineer was boarding a flight from California to Beijing on July 7 when he was yanked off at the last minute by an FBI agent. 

It’s not a spy movie — it’s a real life story of trade secrets allegedly stolen from Apple, an American icon, for the purposes of potentially handing them to a small, relatively unknown Chinese company. 

Those secrets are related to self-driving cars, one of the hottest technologies in the world. Every major technology company is working on some project related to cars that drive themselves, but Apple’s work in the space is particularly high-profile because of its secrecy and its reputation in Silicon Valley.

Self-driving car technology is valuable enough that Alphabet and Uber publicly fought in court over a $680 million deal that allegedly included Waymo self-driving trade secrets.

In this specific case, the FBI alleges that Xiaolang Zhang, a hardware engineer who used to work for Apple, stole trade secrets related to the company’s work on self-driving car technology. He planned to work at Xiaopeng Motors, a little-known Chinese startup backed by Alibaba. 

Although Eric Proudfoot, the FBI agent investigating the case, said that the information in the Tuesday affidavit does not include every fact he’s aware of, the complaint filed on Wednesday is still an incredible look behind the secrecy curtain into Apple’s car project, as well as the security at Apple’s Cupertino headquarters. The FBI had extensive cooperation from Apple, according to the criminal complaint.

Zhang faces up to 10 years in prison and a $250,000 fine if he’s found guilty of the federal felony of theft of trade secrets. His lawyers requested a Mandarin translator. 

Here are 7 things we learned from the document:

Apple was designing hardware specifically for self-driving cars, including a proprietary chip 

The affidavit says that Zhang’s role was on the Computer Team, and he designed and tested circuit boards to analyze sensor data. A 25-page PDF he allegedly pilfered contained electrical schematics for “one of the circuit boards that form Apple’s proprietary infrastructure technology for the product.” An employee also showed Zhang a “proprietary chip.”

Screen Shot 2018 07 11 at 3.05.57 PM

Apple has 5,000 employees who have been told about “the Project,” likely the self-driving car project

According to the complaint, 5,000 of Apple’s 135,000 employees are “disclosed” on a project which is likely Project Titan, Apple’s project name for self-driving car technology.

That’s a significantly larger number of employees than was previously believed, although it’s possible that these employees have only been told about a small portion of the project, such as cleaning digital maps for self-driving cars. 

Previously, the best public estimate for the number of Project Titan employees was 1,000. 

Screen Shot 2018 07 11 at 3.09.06 PM

“Disclosed” — how Apple handles secret projects internally 

The complaint also has a lot of information about how Apple handles “disclosure,” or an internal term that describes when an employee can be told about a top-secret project, according to former employees. 

According to the complaint, a manager needs to “sponsor” an employee before he becomes “disclosed” on any given project, whether it’s Project Titan or Apple’s augmented reality division.

Asking whether an employee is “disclosed” is not an uncommon conversation at Apple, according to former employees. 

Apple’s self-driving groups are organized under a “Research and Development organization”

Screen Shot 2018 07 11 at 3.09.47 PM

There’s still a lot of mystery outside of Apple how it organizes its automotive project within the company. Apple has what’s called a “functional structure,” where employees report up to an executive depending on what their skill is. 

Software engineers, for example, are usually in Craig Federighi’s group, because he’s Apple’s senior vice president of software engineering. 

Apple’s self-driving group was reportedly led by Bob Mansfield, an Apple old-timer who had to be coaxed back out of retirement. But it was less clear where it ultimately fit inside the company.

One line from the complaint, however, suggested that it is under the “research and development” organization. 

Apple closely tracks the number of employees who can access information from its systems

Screen Shot 2018 07 11 at 3.13.54 PM

One key piece of information underpinning the government’s case against Zhang is that Apple recorded the number of times he accessed information from “disclosed” internal Apple databases after he had resigned from the company. 

According to the criminal complaint, apparently Zhang generated “581 rows of user activity” two days before he resigned, according to Apple Information Security.

Apple was building prototypes and had requirements for power, battery system, and “drivetrain suspension mounts”

Screen Shot 2018 07 11 at 3.12.56 PM

Screen Shot 2018 07 11 at 3.13.01 PM

Some of the technical PDFs that Zhang allegedly stole described requirements for a prototype. Although Apple has publicly alluded to its car project, it has never confirmed that it planned to build custom prototypes of any car parts, including sensors. 

Apple has secrecy training specifically for its self-driving car project

In addition to the secrecy training for new hires and interns when they join Apple, apparently the self-driving car project had a separate secrecy training, too. 

Screen Shot 2018 07 11 at 3.12.09 PM

Read the entire document below: 

USA v. Zhang by Kif Leswing on Scribd

 

SEE ALSO: Researchers find that owning an iPhone or iPad is the number-one way to guess if you’re rich or not

Join the conversation about this story »

NOW WATCH: We interviewed Pepper – the humanoid robot

Source link

Questions are being raised about Facebook's decision to give a Russian internet company temporary special access to its user data (FB)

Mark Zuckerberg and Yuri Milner

  • Facebook acknowledged that it gave Mail.Ru special access to user data after 2015, when it officially ended the system that allowed third-party apps to access user data.
  • Mail.Ru was among dozens of companies that were granted special temporary access to Facebook user data.
  • Mail.Ru has ties to the Kremlin, according to news reports.

Facebook is facing fresh scrutiny over its data-sharing practices following the publication of reports highlighting how a Russian internet giant with ties to the Russian government gained access to user data. 

On Tuesday, CNN and Wired published reports exploring how Mail.Ru built apps that were able to access Facebook user data after the social network locked down its platform in 2015. Facebook recently disclosed in written testimony to US Congress that Mail.Ru had built apps that integrated with its platform — and that it was one of a select group of app makers that was given an extension beyond the formal 2015 cut-off date.

According to CNN and Wired, Mail.Ru was granted an extra two weeks of access to this user data. Facebook did not immediately respond to Business Insider’s request for comment.

Mail.Ru’s parent company was founded by Alisher Usmanov, a Russian businessman with links to the Kremlin. As such, Mail.Ru’s activity on the platform has raised some eyebrows, and prompted calls for more information: The Russian government infamously used Facebook to sow disinformation and propaganda during the 2016 US presidential election.

What’s more, a former Mail.Ru CEO and Chairman, Yuri Milner, invested $200 million for a 2% stake Facebook in 2009 through his firm Digital Sky Technologies, and another few hundred million dollars in the following years. Milner, who stepped down as Mail.Ru Chairman in 2012, has since sold its stake in Facebook, CNN reported.

In a statement given to CNN, Democratic senator Mark Warner called for more information: “In the last 6 months we’ve learned that Facebook had few controls in place to control the collection and use of user data by third parties.

“Now we learn that the largest technology company in Russia, whose executives boast close ties to Vladimir Putin, had potentially hundreds of apps integrated with Facebook, collecting user data. If this is accurate, we need to determine what user information was shared with mail.ru and what may have been done with the captured data.”

BI PRIME: A third of Facebook’s ad revenue growth now comes from Instagram — and it couldn’t come at a better time

Join the conversation about this story »

NOW WATCH: What people get wrong about superfoods

Source link

Stephen Colbert blasts Trump for still holding 'stolen kids' in 'humanitarian crisis' at the border

colbert trump

  • Stephen Colbert on Monday lambasted Trump for the ongoing “humanitarian crisis” in his administration’s practice of separating immigrant children from their parents at the southern US border.
  • “There’s still no announcement of what they’re going to do to put these stolen kids back with their parents, and no indication that they could successfully do so,” Colbert said.

Stephen Colbert on Monday criticized the Trump administration’s approach to ending the controversial practice of separating immigrant children from their parents in holding facilities. 

I get up every day, and I live in hope that will be the day that I will be surprised by the news,” Colbert began his monologue. “But mostly I’m just shocked by how unsurprising everything is.”

The “Late Show” host said the latest “wholly predictable” news came from the Trump administration’s inaction in the “humanitarian crisis” at the southern US border. 

“First of all, there’s still no announcement of what they’re going to do to put these stolen kids back with their parents, and no indication that they could successfully do so,” Colbert said.

Colbert then cut to a Mercury News report describing how the DNA testing company 23andme is donating DNA kits to help reunite migrant families separated at the border. 

“Good for them, but while they’re at it, can they test Donald Trump’s DNA too?” Colbert asked. “I want to find out what species can survive that long without a heart. Because the President is not freeing the children.”

“I want to repeat that: The President is not freeing the children,” he added. “For those of you who just emerged from a coma, you’re going to want to slip back in.”

Watch the clip below:

SEE ALSO: The 5 most anticipated new TV shows premiering in July

Join the conversation about this story »

NOW WATCH: Why the World Cup soccer ball looks so different

Source link

A federal judge has ordered the Trump administration to reunite migrant children who were separated from their parents

migrant children mcallen texas facility

  • A federal judge ruled that US immigration agents must reunite migrant children who have been separated from their parents.
  • Children younger than 5 years old need to be reunited within 14 days of the order, and children 5 years old and older within 30 days.
  • More than 2,300 migrant children were separated after US President Donald Trump’s administration began a “zero tolerance” policy in early May.
  • Earlier on Tuesday a cabinet secretary said the US won’t reunite migrant children separated at the border unless their parents get asylum or agree to be deported.

(REUTERS) – A federal judge ruled on Tuesday that U.S. immigration agents could no longer separate immigrant parents and children caught crossing the border from Mexico illegally, and must reunite those families that had been split up in custody.

United States District Court Judge Dana Sabraw granted the American Civil Liberties Union (ACLU) a preliminary injunction in a lawsuit filed over the family separations.

More than 2,300 migrant children were separated from their parents after U.S. President Donald Trump’s administration began a “zero tolerance” policy in early May, seeking to prosecute all adults who crossed the border illegally, including those traveling with children.

“The facts set forth before the court portray reactive governance responses to address a chaotic circumstance of the government’s own making,” Sabraw wrote. “They belie measured and ordered governance, which is central to the concept of due process enshrined in our Constitution.”

Sabraw ordered the government to reunite parents with their children younger than 5 years old within 14 days of the order, and children 5 years old and older within 30 days of the order.

Sabraw’s ruling could force the administration to rapidly address confusion left by Trump’s recent executive order, and government agencies to scramble to reunite families. The administration can appeal.

The ACLU had sued on behalf of a mother and her then 6-year-old daughter, who were separated after arriving last November in the United States to seek asylum and escape religious persecution in Democratic Republic of Congo.

While they were reunited in March, the ACLU is pursuing class-action claims on behalf of other immigrants.

Trump issued an executive order to end the family separations on June 20, but the government has yet to reunite about 2,000 children with their parents.

The ACLU said on Monday Trump’s order contained “loopholes”, and proposed requiring that families be reunited within 30 days, unless the parents were unfit or were housed in adult-only criminal facilities.

Before the preliminary injunction ruling, the U.S. government urged Sabraw not to require that it stop separating and quickly reunite migrant families after they illegally cross the U.S.-Mexico border, saying Trump’s executive order last week “largely” addressed those goals.

Sabraw, who was appointed by Republican President George W. Bush, had on June 6 rejected the government’s bid to dismiss the case, saying forced separations could “shock the conscience” and amount to a violation of constitutional due process.

Reporting by Jonathan Stempel in New York, Dan Whitcomb in Los Angeles and Brendan O’Brien in Milwaukee; Editing by Himani Sarkar and Darren Schuettler

SEE ALSO: The Trump administration won’t reunite migrant children unless their parents get asylum or agree to be deported

Join the conversation about this story »

NOW WATCH: What happens when you hold in your pee for too long

Source link

The company behind 'PlayerUnknown's Battlegrounds' has reportedly dropped its lawsuit against the wildly popular 'Fortnite'

PUBG versus Fortnite: Battle Royale

  • The company behind “PlayerUnknown’s Battlegrounds” has dropped its copyright infringement lawsuit against the creators of “Fortnite,” Bloomberg reports.
  • PUBG filed the lawsuit against Epic Games based on the same reason the two games became overnight successes: The wildly popular “battle-royale” type gameplay.
  • It followed PUBG filing an injunction against Epic Games in January, claiming that the company copied its user interface and weapon items.
  • The two companies do have things in common, not least the same investor.

The creators of one of the biggest games this past year has dropped its copyright infringement lawsuit against Epic Games, the company behind the smash-hit “Fortnite,” according to Bloomberg.

South Korea-based PUBG Corp, the creators of “PlayerUnknown’s Battlegrounds” (PUBG) withdrew from its claim and the case is reportedly closed. PUBG Corp alleged in its suit that Epic Games’ South Korean offices copied its intellectual property to create “Fortnite.”

Bluehole, the company behind “PUBG,” was not available for comment.

The lawsuit, which was first reported on last month, was based on the same reason the two games became overnight successes: The wildly popular “battle-royale” type gameplay that pits 100 players against each other until one player or team is left standing.

PUBG Corp originally filed an injunction against Epic Games in January this year, claiming that the company had copied its user interface and weapon items, according to the BBC.

PUBG Corp’s lawsuit was criticized by people who suggested it was an overreaching claim — the concept of copyrighting a gameplay, such as “capture-the-flag,” brings into question the game’s originality, and a ruling on the issue could have set a wide precedent for future games.

“Epic Games references ‘PUBG’ in the promotion of ‘Fortnite’ to their community and in communications with the press,” Bluehole vice president and executive producer Chang Han Kim said in the press release in September 2017. “This was never discussed with us and we don’t feel that it’s right.”

“PUBG” was released as an early-access on Steam in March 2017. Epic Games launched “Fortnite” in July 2017 and rolled out its battle royale mode in September.

Fortnite

PUBG Corp and Epic Games have things in common

But the two companies do have things in common. PUBG utilized Epic Games’ Unreal Engine technology for its game, and both companies share the same mutual investor: Chinese holding company Tencent.

Although “Fortnite” is a free-to-play game with in-game transactions, PUBG’s price ranges from $19.99 on PC, to $29.99 on Xbox.

“Fortnite” boasts an estimated 125 million players and was recently released on Nintendo Switch, which amassed over 2 million downloads within 24 hours of its release.

“PUBG” on the other hand, may be experiencing a declining player base on the PC — the game reportedly peaked in January with 3.2 million concurrent players on Steam, and eventually tapered down to 1.7 million concurrent players in June. Still, the game has put up impressive sales numbers for the PC with around 30 million lifetime sales, totaling about $1 billion in one year.

SEE ALSO: “Fortnite” is free, but hardcore fans are paying hundreds of dollars for rare physical copies of the game

Join the conversation about this story »

NOW WATCH: This hands-free crutch takes the strain off your hands, wrists and arms

Source link

50 Cent mocked Terry Crews' sexual-assault testimony in an Instagram post he later deleted

50 cent

  • The rapper 50 Cent mocked Terry Crews in a now deleted Instagram post following Crews’ testimony to the Senate Judiciary Committee on Tuesday about his allegations of sexual assault against a Hollywood agent.
  • The post included an image of Crews shirtless with the words: “I got raped. My wife just watched.”

The rapper 50 Cent mocked the actor Terry Crews in an Instagram post following Crews’ testimony on Tuesday to the Senate Judiciary Committee on a bill known as the Sexual Assault Survivors’ Bill of Rights.

In his testimony, Crews discussed his allegations of sexual assault against the Hollywood agent Adam Venit, who was the head of the motion-picture department at the talent agency William Morris Endeavor.

“As I shared my story, I was told over and over that this was not abuse,” Crews said. “This was just a joke. This was just horseplay. But I can say one man’s horseplay is another man’s humiliation. And I chose to tell my story and share my experience to stand in solidarity with millions of other survivors around the world. I know how hard it is to come forward. I know the shame associated with the assault. It happened to me.”

50 Cent, whose real name is Curtis Jackson, has since deleted the post. Deadline reported that it included an image of Crews shirtless with the words: “I got raped. My wife just watched.” A second image featured Crews with a rose in his mouth and the words “Gym time.”

50 cent terry crews instagram

Jackson’s caption on the post went further in mocking Crews’ testimony: “LOL What the f— is going on out here man? Terry: I froze in fear. They would have had to take me to jail. Get the strap.”

Jackson’s Starz series, “Power,” which he executive produces and stars in, premieres its fifth season on Sunday. Deadline noted that Jackson has previously made controversial posts and deleted them around the release of major projects. In January, he posted and later deleted a video speaking out against the cable company Altice for removing “Power” from its Starz lineup, which corresponded with the release of Jackson’s movie “Den of Thieves.”

SEE ALSO: Terry Crews said he was dropped from ‘Expendables 4’ in retaliation for his allegation of sexual assault against a Hollywood agent

Join the conversation about this story »

NOW WATCH: Why the World Cup soccer ball looks so different

Source link

Chris Brown was arrested on a felony battery charge after a concert in Florida

Chris Brown

  • Chris Brown was arrested Thursday following a concert in Palm Beach, Florida, on an outstanding felony battery charge. 
  • Brown was later released on $2,000 bail, CBS News reports. 
  • The 29-year-old singer has a history of arrests.

R&B singer Chris Brown was arrested on Thursday following a concert in Palm Beach, Florida.

Brown, 29, was taken into custody on an outstanding felony battery charge and later released on $2,000 bail, The Palm Beach County Sheriff’s Office confirmed to CBS News.

TMZ first reported Brown’s arrest on Thursday. The outlet reported that Palm Beach County police were waiting to arrest him immediately after his performance ended at the Coral Sky Ampitheatre in West Palm Beach.

CBS News reported that Brown was taken in on a warrant issued in Hillsborough, Florida, a town 150 miles northwest of Palm Beach. It’s unclear what the charge is related to. 

Brown has a history of arrests.

He pleaded guilty in 2009 to the felony assault of his then-girlfriend Rihanna. Brown ended his probation for that case in 2015. 

Brown was most recently arrested in 2016 on suspicion of assault with a deadly weapon at his home in California, after a woman named Baylee Curran called 911 from inside his house. He was later released on $250,000 bail

Join the conversation about this story »

NOW WATCH: Why the World Cup soccer ball looks so different

Source link

A notorious French gangster is on the run after his cronies stole a helicopter and airlifted him out of prison

helicopter

  • A notorious French criminal is on the run after pulling off a brazen escape in a helicopter.
  • Redoine Faid was serving 25 years for involvement in a failed robbery and murder of a police officer in a prison near Paris.
  • Three masked gunmen armed with assault rifles landed a stolen helicopter at the prison and plucked Faid out at around 11:20 a.m. on Sunday. 
  • Nearly 3,000 French police have been recruited to search for the criminal, who had escaped prison once before. 

A notorious French criminal is on the run after pulling off a brazen escape in a helicopter from a prison near Paris. 

According to the Associated Press, Redoine Faid, who is serving 25 years for failed robbery and murder of a police officer, previously escaped another prison in 2013 using explosives hidden in packs of tissues before being rearrested a month later.  

Faid pulled off his latest escape at around 11:20 a.m. local time on Sunday, according to the BBC. Three gunmen dressed in balaclavas and armed with assault rifles landed a stolen helicopter in the Reau Prison courtyard. The pilot of the helicopter had been taken hostage from a nearby flying club.

redoine faid paris helicopter prison break

Police later found the helicopter burned in the town of Garges-les-Gonesse, north of Paris. Faid and his accomplices are believed to have ditched the airplane and escaped by car. The pilot was later released with no physical injuries, according to AP. 

France’s Justice Ministry Nicole Belloubet said the escape took only “a few minutes.” 

“It was an extremely well-prepared commando unit that may have used drones to survey the area beforehand,” she said, according to the BBC. 

The manhunt is ongoing and an interior ministry official told AFP that nearly 3,000 French police were recruited for the search. 

Faid, a 46-year-old gang leader, committed his first bank robbery in 1990, and was arrested in 1998 after three years on the run in Switzerland and Israel, according to local media. He was sentenced to 30 years in jail but was released on parole after ten years. In 2009 he wrote a memoir, and claimed to have given up a life of crime.

But he was arrested in 2011 on suspicion of masterminding a robbery that resulted in the death of a police officer. 

According to the BBC, Faid has said his lifestyle was inspired by Hollywood gangster films, including “Scarface.” 

SEE ALSO: A Florida man impersonated a Saudi prince for decades, cheating investors out of millions of dollars

Join the conversation about this story »

NOW WATCH: Watch the moment Trump and Kim Jong Un share a historic handshake at Singapore summit

Source link

Here's what happens with your stuff after you die

anubis dead egypt

“In this world nothing can be said to be certain, except death and taxes,” Benjamin Franklin once wrote in a letter.

Unfortunately, those words are just as true today as they were in the 1700s.

Worse, sometimes the two come as a package deal.

After all, when someone dies, their family members must go through a lengthy series of tax, financial, and legal steps in order to sort out the affairs of the deceased.

With the help of Levenfeld Pearlstein trusts and estates associate Adam Garber, Business Insider put together a guide to many of the hurdles that surviving relatives will certainly face. Take a look below.

And just so we’re being clear, this article is not a comprehensive list of what to do after someone’s death. Contact your legal, financial, and tax adviser or advisers for advice catered to your specific situation. Also, some legal language was simplified for clarity.

It will be necessary to determine whether or not there is a will.

If there’s a will, the executor will be named in the will. In lay-person English, their job is to administer the process by which assets are transferred, including paying the deceased’s debts, filing their income-tax returns, and distributing any remaining assets according to the terms of the will.

If there’s no will, the remaining assets pass to the decedent’s heirs according to the state of law. The executor is appointed by the court.

Although Hollywood has glamorized the role of the executor of the will, one is not always needed.

Sometimes, an executor may not even be needed. The most obvious reason being if an asset is owned jointly with the right of survivorship. For example, if a couple’s bank account was jointly owned, then when one spouse dies the second gets the account.

Furthermore, if there is a beneficiary designation, such as life insurance or an RIA, then in order to receive these assets the beneficiary needs to file a claim form.

Still, there are other reasons, such as if the deceased held all of their assets in a revocable living trust, or if the deceased’s individual assets do not exceed a certain threshold — which depends on the state.

The executor or closest family member will need many copies of the death certificate.

It’s important to get multiple copies of the death certificate. They will be necessary when notifying financial institutions, government agencies, insurance agencies, and others about the death.

Death certificates can be obtained at the funeral home. It’s a good idea to obtain at least 10.

Source: Carolyn L. Bird, North Carolina State University

See the rest of the story at Business Insider

Source link